Services
General Commercial Lines

Public Liability Insurance
Public Liability Insurance ensures that business owners are covered against the risks of liabilities arising from claims and lawsuits filed against the business by customers, as well as protects businesses if they are sued for claims that are under the coverage of their insurance policy.
Product Liability Insurance
Product Liability Insurance covers claims related to product defects and is especially useful for manufacturers.
Combine General Liability Insurance
Be protected by our range of liability products which cover you against legal liability for injury and property damage.
Work Injury Compensation Insurance
Work Injury Compensation covers medical expenses and a part of the lost wages for workers that fall ill or get injured on the job.
Fire Insurance
Fire insurance protects your claim to any property lost during fires and ensures you are covered for any loss or damage to a structure damaged or destroyed in a fire.
Theft / Burglary Insurance
Theft and burglary insurance protects your claim to properties that might have been unlawfully taken when premises are closed or general stealing.
Loss of Profit / Consequential Loss Insurance
Loss of Profit insurance covers the likely monetary cost of a break in business activity that may be caused by the physical loss of property that may be due to an event covered by insurance, such as fire.
Equipment / Machinery All Risks Insurance
Equipment All Risk Insurance covers equipment and machinery against most physical loss or damage such as from floods and fires.
Money / Cash-In-Transit Insurance
Cash-in-Transit Insurance covers money up to a certain limit that is lost in transit to or from the bank.
Fidelity Guarantee Insurance
Fidelity Guarantee Insurance covers employers and business owners for direct financial losses caused by fraudulent or dishonest acts committed by employees.
Directors & Officers’ Liability Insurance
Directors and Officers’ Liability Insurance covers corporate executives against personal lawsuits for alleged or actual wrongful acts in managing a company.
Plate Glass Insurance
Plate Glass Insurance covers replacement costs in the event plate glass panels such as in showrooms are damaged or destroyed.

Contractor’s All Risks Insurance
Contractor’s All Risk insurance covers most property damage and third-party damage or injury claims, mainly on construction projects.
Erection All Risks Insurance
Erection All Risk covers physical loss/damage to property due to construction work/installation of machinery as well as bodily harm to third parties.
All Types of Insurance Bond i.e., Rental Deposit Guarantee / Performance Bond / Foreign Work Bond
Insurance Bonds cover long term investments and ensure scheduled payments in exchange for satisfactory work. For example, Foreign Worker Bonds cover employers and foriegn workers by ensuring fair and scheduled payment for work deemed satisfactory according to the contract.
Professional Liability Insurance
Professional Liability Insurance protects advice- or service-providing individuals and companies from bearing the full costs of defending negligence claims filed by customers Commercial Vehicle Insurance
Marine Cargo
Marine Hull Insurance
Marine Hull insurance covers accidental loss or damage to vessels used for commercial purposes, including salvage costs
Pleasure Craft Insurance
Pleasure Craft Insurance covers vessels used for private purposes such as yachts and sail craft against damage or loss.
Inland Transit Insurance
Inland Transit Insurance covers loss, destruction or damage to goods whilst in land transit such as a lorry or train.
Transport Operator’s Liability Insurance
Transport Operator’s Liability Insurance covers most expenses incurred by companies sued by third parties for negligence of Duty of Care leading to bodily harm/death to third parties or damage to their properties.

Motor Trade Insurance
Motor Trade Insurance covers possible damages to vehicles caused by working on or test-driving customers’ vehicles after repairs, and can also cover test-driving by potential customers.
Warehouse / Bailee’s Liability Insurance
Warehouse Liability insurance covers legal liability for loss or damage to property housed in a warehouse or similar facility.
Stevedoring’s Liability Insurance
Stevedoring’s Liability Insurance covers care, custody and control for stevedoring operations, which load and unload cargo from vessels.
Business / Office / Retailer and others Package Insurance
Personal insurance helps to protect you from various risks, allowing you to live your life to the fullest knowing that you are covered.
Personal Accident Insurance
Personal Accident Insurance protects you from missed income incurred from being unable to work, being disabled or being injured.
Travel Personal Accident Insurance
Travel Personal Accident insurance covers you from defined injuries or death sustained during travels.
Home Insurance
Home insurance protects your home and personal property in the event of fires, floods and explosions, as well as renovation costs.

Motor Insurance
Motor Insurance covers your vehicle against loss in the event of theft or damage due to floods and fires.
Individual health & Medical Insurance
Individual Health and Medical Insurance covers medical costs up to a certain extent, such as surgery costs or hospitalisation.
Golfer Insurance
Golfer’s Insurance protects you against injuries, lost or damaged equipment and public liability in the event of a golfing accident.
Medical and surgical bills are often costly without the coverage offered by insurance. By having that safeguard, you can be assured that staying healthy does not have to be costly.

Group Medical & Surgical Insurance
Group Medical and Surgical Insurance covers both the group of employees and their dependents against medical costs incurred to a certain extent, such as hospitalisation and surgery, under one contract.
Foreign Workers’ Medical Insurance
Foreign Workers’ Medical Insurance covers medical costs for foreign workers who are not subsidised by the country they are working in.
